Privacy Policy
How this site handles your data and respects your privacy.
Last updated: March 15, 2025
This Privacy Policy explains how UAE Payment Guide ("the Site," "we," "I," or "me") collects, uses, and protects information from visitors. I take privacy seriously and want to be transparent about what data is collected and why.
Who Operates This Site
UAE Payment Guide is a personal website operated by Marcus Chen, based in Dubai, United Arab Emirates. This is not a commercial venture, and there are no parent companies or subsidiaries. For any privacy-related questions, contact me at marcus@uae-payment-guide.com.
Information Collection
Information You Provide
When you use the contact form, you voluntarily provide:
- Your name
- Email address
- Message content
This information is only used to respond to your inquiry. I do not add you to any mailing list or share your contact details with third parties.
Information Collected Automatically
When you visit the Site, certain information may be collected automatically through cookies and similar technologies:
- Browser type and version
- Operating system
- Pages visited and time spent on pages
- Referring website (how you found the Site)
- General geographic location (country/city level, not precise location)
- Device type (mobile, desktop, tablet)
Cookies and Tracking
What Are Cookies?
Cookies are small text files stored on your device when you visit websites. They help websites remember information about your visit.
Cookies Used on This Site
Essential Cookies
These are necessary for the Site to function properly. They include:
- Cookie consent preferences (remembering your choice)
- Session management
These cannot be disabled as they are required for basic site functionality.
Analytics Cookies (Optional)
If you consent, I may use analytics services to understand how visitors use the Site. This helps me improve content and identify which topics are most helpful. Analytics data is aggregated and does not identify individual visitors.
Preference Cookies (Optional)
These remember your settings and choices, such as whether you've dismissed certain notices.
Managing Cookies
When you first visit the Site's homepage, a cookie banner allows you to:
- Accept all cookies
- Decline non-essential cookies
- Customize which cookie categories to allow
You can also control cookies through your browser settings. Most browsers allow you to block or delete cookies. Note that blocking essential cookies may affect site functionality.
How Information Is Used
Information collected is used for the following purposes:
- Responding to inquiries - When you contact me, I use your provided information to reply
- Improving the Site - Analytics help me understand which content is useful and what needs updating
- Site functionality - Essential cookies ensure the Site works properly
- Security - Monitoring for malicious activity or abuse
Information Sharing
I do not sell, trade, or rent your personal information to third parties. Information may only be shared in these limited circumstances:
- Service providers - Technical services that help operate the Site (hosting, analytics) may process data on my behalf under strict confidentiality agreements
- Legal requirements - If required by law, court order, or governmental authority
- Protection of rights - To protect the safety, rights, or property of the Site or others
Data Retention
Contact form submissions are retained for as long as necessary to respond to your inquiry, typically no longer than one year. Analytics data is retained in aggregated form and does not contain personally identifiable information.
Your Rights
Depending on your location, you may have certain rights regarding your personal data:
- Access - Request information about what data is held about you
- Correction - Request correction of inaccurate data
- Deletion - Request deletion of your data
- Objection - Object to certain processing of your data
- Portability - Request a copy of your data in a portable format
To exercise any of these rights, contact me at marcus@uae-payment-guide.com.
Third-Party Links
The Site contains links to external websites (banks, payment services, reference materials). I am not responsible for the privacy practices of these third-party sites. I encourage you to read their privacy policies before providing any personal information.
Security
I implement reasonable security measures to protect information collected through the Site. However, no internet transmission is completely secure. While I strive to protect your information, I cannot guarantee absolute security.
Children's Privacy
The Site is not directed at children under 16. I do not knowingly collect personal information from children. If you believe a child has provided personal information to me, please contact me so I can delete it.
International Visitors
The Site is operated from the United Arab Emirates. If you access the Site from outside UAE, please be aware that your information may be transferred to, stored, and processed in UAE. By using the Site, you consent to this transfer.
Changes to This Policy
I may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date. Significant changes may be highlighted on the homepage. Your continued use of the Site after changes constitutes acceptance of the updated policy.
Contact Information
For questions about this Privacy Policy or your personal data, contact:
Marcus Chen
Email: marcus@uae-payment-guide.com
Location: Dubai, United Arab Emirates
I aim to respond to all privacy-related inquiries within 30 days.